Terms and Conditions

Effective Date: January 10, 2026

Welcome to WholeLife-Plan.com (the “Site”). These Terms and Conditions (“Terms”) govern your access to, and use of, this Site, our services, products, and any related content (collectively, the “Services”). By accessing or using the Site and Services, you agree to be bound by these Terms. If you do not agree to these Terms, you should not use this Site or our Services.

1. Definitions

  • “Company” / “We” / “Us” / “Our” means WholeLife-Plan.com and its affiliates.

  • “User” / “You” / “Your” means any person accessing or using the Site or Services.

  • “Policy” means any insurance or service offering provided through the Site or associated partners.

  • “Content” includes all text, graphics, information, data, software, and other materials on the Site.

2. Acceptance of Terms

By using the Site or purchasing any product or service, you agree to these Terms and all applicable laws and regulations. You represent that you are at least 18 years of age or accessing the Site under the supervision of a parent or legal guardian.

3. Use of the Site

The Site and Services are intended for personal, non-commercial use only. You agree not to:

  • Use the Site for any unlawful purpose.

  • Reproduce, duplicate, copy, sell, or exploit any portion of the Site without express written permission.

  • Interfere with or disrupt the Site or servers.

4. Information Disclaimer

All information on this Site is provided “as is” and for general informational purposes only. It is not intended to constitute financial, medical, legal, or insurance advice, nor is it a contract or a guarantee of coverage. We make no representations or warranties about the completeness, accuracy, or suitability of the information. You are responsible for verifying any information before relying on it.

5. Product & Service Descriptions

Descriptions of products or services on the Site do not imply guaranteed acceptance or eligibility. Insurance products, if offered, are subject to underwriting guidelines, regulatory approvals, and policy terms determined by issuing carriers.

Any quotes obtained through this Site are estimates only and not binding until confirmed in writing by a licensed representative or issuing insurer.

6. Intellectual Property

All Content on this Site is owned or licensed by the Company and protected by copyright, trademark, and other laws. You agree not to copy, distribute, transmit, display, sell, license, or otherwise exploit any Content without prior written permission.

7. Privacy & Security

Your privacy is important. Our Privacy Policy (linked on the Site) explains how we collect, use, and protect your personal information.

While we take commercially reasonable steps to secure your data, no method of transmission over the internet is 100% secure. You acknowledge the risk inherent in digital communication.

8. User Accounts

If you create an account or profile, you must provide accurate information and keep it up to date. You are solely responsible for maintaining the confidentiality of login credentials and for all activities under your account.

9. Communications

By providing your contact information, you agree that we and our partners may contact you by email, phone, or text regarding services, quotes, offers, and policy information. You may opt-out of marketing communications at any time.

10. Third-Party Links

The Site may contain links to third-party websites not owned or controlled by us. We are not responsible for the content, accuracy, or practices of these sites. Your use of third-party sites is at your own risk.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS OR USE OF THE SITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This includes but is not limited to:

  • Loss of profits

  • Loss of data

  • Loss of business or services

  • Errors or omissions in content

12. Indemnification

You agree to indemnify, defend and hold harmless the Company and its representatives from any claims, damages, losses, liabilities, costs, or expenses arising from:

  • Your use of the Site or Services

  • Your violation of these Terms

  • Your violation of any rights of a third party

13. Modifications

We reserve the right to update, modify, or replace these Terms at any time. Your continued use of the Site after changes are posted constitutes acceptance of those changes. We recommend reviewing this page regularly.

14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State where the Company is registered. Any disputes will be resolved in the competent courts of that jurisdiction.

15. Termination

We may terminate or suspend access to the Site or Services at any time, without notice, for any reason, including violation of these Terms.

16. Entire Agreement

These Terms, together with any referenced policies, constitute the entire agreement between you and the Company regarding the use of the Site and supersede all prior agreements.